Installment Agreements
Settle your tax debt through manageable monthly payments negotiated with the IRS or state.
A clear path from notice to resolution.
Financial review
I pull your IRS and state transcripts, confirm the exact balance, and complete the financial analysis the agency requires.
Plan selection
I match you to the right agreement type — streamlined where eligible, or a negotiated plan when your situation is more complex.
Negotiation and filing
I prepare and submit the agreement, file your Power of Attorney, and negotiate terms you can sustain.
Ongoing compliance
I confirm the plan in writing and make sure you stay current so the agreement holds.
If you owe back taxes you cannot pay in a single sum, an installment agreement lets you resolve the balance through monthly payments the IRS or state accepts. It is the most common resolution path I handle, and for many clients it is the most realistic one.
Not every payment plan is the same. The IRS offers several structures — streamlined, guaranteed, partial-pay, and non-streamlined — and the right one depends on your balance, your income, your expenses, and what you can actually sustain. I analyze your finances and negotiate terms that fit your real cash flow, not a number that looks good on paper and fails in month four.
Once an agreement is in place and you stay current, collection enforcement like levies pauses. I also make sure the plan accounts for any new balances and keeps you compliant going forward, so the problem does not quietly return.
Who this helps
- Individuals who owe more than they can pay at once but have steady income.
- Small business owners with payroll or sales-tax trust-fund balances.
- Taxpayers who do not qualify for an Offer in Compromise but need relief from levies.
- Anyone who has fallen behind and wants a structured, predictable path back.
Questions about installment agreements.
It depends on your balance and your allowable expenses. For streamlined agreements under a certain threshold, the IRS often accepts the payment you propose. For larger balances, the payment is based on what you can pay after allowed living expenses. I calculate a realistic number with you before anything is submitted.
Offers in Compromise
Settle your tax debt for less than the full amount owed when paying it is not feasible.
Read morePenalty Abatement
Reduce or remove IRS penalties when reasonable cause exists for the failure.
Read moreLien & Levy Resolution
Release, withdraw, or subordinate federal tax liens and stop levies on wages and accounts.
Read moreReady to lift the weight off your shoulders?
Schedule a confidential consultation. I'll review your situation and outline the options available to you — clearly, honestly, and without pressure.
Your information is protected by Power of Attorney standards. Nothing is shared without your direction.